Here are a few questions our ongoing investment management process helps you navigate:
- Which investments should I own?
- Will my investments support my goals?
- Is my portfolio tax efficient?
- How do my investments fit into my overall financial picture?
- Investment headlines look bleak. Do we need to change course?
- What should I do with my employee stock / stock options?
- How often does my investment picture need adjusting?
The answers to these questions are unique to each person and depend on many factors.
In order to guide you in a way that builds financial flexibility and resilience while supporting financial peace of mind, we focus first on understanding what role the investments are meant to play in your financial life. We do this initially through our onboarding process (link) and stay aligned with you on this through our ongoing financial planning process (link).
Those processes help us understand the following:
- Your financial landscape (where you are now)
- Your goals and purpose (where you want to go)
- Your values and interests (what matters to you along the way)
Once we understand your thoughts on the above, we'll dig deeper into the investment landscape and discuss:
- Your thoughts and feelings about money and financial risk
- Our Strategic Asset Allocation (link to details lower on page) based investment philosophy
- Unique factors for your situation (for example: stock options, your current investment holdings, the tax impact of adjusting the portfolio, account types available to you, cash flow needs in the near to intermediate future)
These discussions will inform how we blend all we’ve learned about you with our investment philosophy to support your shorter-term financial needs and longer-term financial goals.
How Investments Fit Into the Bigger Picture
Many believe that investment management is the most important and impactful piece of a long-term financial game plan. There is no question that it can be a wonderful tool for growth over the long-term.
We hope to show you throughout the financial planning process that investment management is a great tool and only one piece of a much larger mosaic.